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Privacy Policy

Effective Date: September 25, 2014
About Us

American Homeowner Preservation (“American Homeowner Preservation”, "We", "Our", or "Us") values the privacy of the visitors to www.ahpinvest.com (“Website") and the users of the services provided thereon (individually, “User”, and collectively, “Users”), and makes it a priority to protect any personally identifiable information it obtains from its Users. This Privacy Policy explains American Homeowner Preservation's collection, use and protection of your personal information on and in connection with the Website and all content, services and/or products provided through the Website (collectively, the “Services”). If you have any questions that this policy does not address, please contact us at info@ahpinvest.com. By accessing the Services, opening an account for the Services or otherwise submitting your personal information to us, you give your consent to the collection and use of personal information as explained in this policy. The term "personal information" as used herein refers to non- public information that personally relates to or identifies you as an individual (such as your name, password, age, gender, email address, postal mailing address, zip code, home/mobile telephone number, Social Security number and/or taxpayer identification number, investment objectives, investment experience, assets and income and similar information).

This Privacy Policy is incorporated into and is subject to the American Homeowner Preservation Terms of Service. Your use of the Services or any part thereof and any personal information you provide on or through the Services are subject to the terms of this Privacy Policy and American Homeowner Preservation Terms of Service.

Our Pledge to You

We recognize that the trust of our clients is our most precious asset. American Homeowner Preservation is committed to maintaining the confidentiality, integrity and security of personal information regarding our clients. Keeping client information secure, and using it only as our clients want us to, are matters of principle for all of us at American Homeowner Preservation. With this in mind, here is our pledge to each and every User:

We will:

  • Respect the trust you place in us and the confidential nature of the information you provide through your financial relationship with us;
  • Except as you may otherwise expressly approve, limit the collection and use of client and user information to what we reasonably believe would be useful to service your accounts, administer our business or to tell you about our services;
  • Restrict employee access to client and user information to those who need to know in order to provide services to you;
  • Educate our employees to reinforce the importance of confidentiality and client and user privacy;
  • Maintain appropriate security standards and procedures to protect information about you; and
  • Respond quickly to your request to correct inaccurate information.

In addition, we gather names and email addresses of people who contact us through our website with questions about our company or investing/borrowing operations. We collect this information for the sole purpose of responding to such inquiries. We will share your personal information with third parties only in the ways that are described in this privacy policy. We will not sell or share your personal information with third parties.

Information Collection and Use

We collect your contact information such as but may not be limited to your name, email address, mailing address, phone number, social security or tax identification number (for IRS tax reporting purposes), bank information, and other information which may be necessary in order to complete your investment transaction. We use this information to, create and administer your account, facilitate investment transactions and respond to customer service requests.

Legal Disclaimer

  • as required by law, such as to comply with a subpoena, or similar legal process
  • when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request,
  • if American Homeowner Preservation is involved in a merger, acquisition, or sale of all or a portion of its assets, you will be notified via email and/or a prominent notice on our Web site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information,
  • to any other third party with your prior consent to do so

Service Providers

We may provide your personal information to companies that provide services to help us with our business activities such as shipping your order or offering customer service. These companies are authorized to use your personal information only as necessary to provide these services to us.

User Access and Choice

If your personal information changes, or if you no longer desire our service, you may correct, update, amend or delete it by making the change on our member information page [or by emailing our Customer Support at info@ahpinvest.com or by contacting us by telephone or postal mail at the contact information listed below. We will respond to your request to access within 30 days.

We will retain your information for as long as your account is active or as needed to provide you services. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.

If you wish to subscribe to our newsletter(s), we will use your name and email address to send the newsletter to you. Out of respect for your privacy, you may choose to stop receiving our newsletter or marketing emails by following the unsubscribe instructions included in these emails, accessing the email preferences in your account settings page or you can contact us at info@ahpinvest.com.

Tracking Technologies

Technologies such as: cookies, beacons, tags and scripts are used by American Homeowner Preservation and our partners, affiliates, or analytics or service providers. These technologies are used in analyzing trends, administering the site, tracking users’ movements around the site and to gather demographic information about our user base as a whole. We may receive reports based on the use of these technologies by these companies on an individual as well as aggregated basis.

We use cookies to remember users' investment preference and for authentication. Users can control the use of cookies at the individual browser level. If you reject cookies, you may still use our site, but your ability to use some features or areas of our site may be limited.

Log Files

As is true of most web sites, we gather certain information automatically and store it in log files. This information includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data.

We may combine this automatically collected log information with other information we collect about you. We do this to improve site functionality.

LSOs

Third Parties, with whom we partner to provide certain features on our site or to display advertising based upon your Web browsing activity, use LSOs such as HTML5 to collect and store information.

Behavioral Targeting / Re-Targeting

We partner with a third party to either display advertising on our Web site or to manage our advertising on other sites. Our third party partner may use technologies such as cookies to gather information about your activities on this site and other sites in order to provide you advertising based upon your browsing activities and interests.  If you wish to not have this information used for the purpose of serving you interest-based ads, you may opt-out by clicking here. Please note this does not opt you out of being served ads.  You will continue to receive generic ads.

Security

The security of your personal information is important to us. We follow generally accepted standards to protect the personal information submitted to us, both during transmission and once we receive it. When you enter sensitive information (such as a credit card number) on our order forms, we encrypt the transmission of that information using secure socket layer technology (SSL). No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, we cannot guarantee its absolute security. If you have any questions about security on our Web site, you can contact us at info@ahpinvest.com.

Links to 3rd Party Sites

Our Site includes links to other Web sites whose privacy practices may differ from those of American Homeowner Preservation. If you submit personal information to any of those sites, your information is governed by their privacy policies. We encourage you to carefully read the privacy policy of any Web site you visit.

Blog/Forum

Our Web site offers publicly accessible blogs or community forums. You should be aware that any information you provide in these areas may be read, collected, and used by others who access them. To request removal of your personal information from our blog or community forum, contact us at info@ahpinvest.com. In some cases, we may not be able to remove your personal information, in which case we will let you know if we are unable to do so and why.Our blog is also managed by a third party application that may require you to register to post a comment.  We do not have access or control of the information posted to the blog. You will need to contact or login into the third party application if you want the personal information that was posted to the comments section removed. To learn how the third party application uses your information, please review their privacy policy.

Agent Directory

If you become an agent, we will list you in our publicly accessible agent directory. If you wish to request removal of your information from our directory, you can contact us at info@ahpinvest.com.

Testimonials

We display personal testimonials of satisfied customers on our site in addition to other endorsements. With your consent we may post your testimonial along with your name. If you wish to update or delete your testimonial, you can contact us at info@ahpinvest.com.

Social Media Widgets

Our Web site includes Social Media Features, such as the Facebook and Twitter buttons and Widgets or interactive mini-programs that run on our site. These Features may collect your IP address, which page you are visiting on our site, and may set a cookie to enable the Feature to function properly. Social Media Features and Widgets are either hosted by a third party or hosted directly on our Site. Your interactions with these Features are governed by the privacy policy of the company providing it.

Changes to this Policy

We may update this privacy policy to reflect changes to our information practices. If we make any material changes we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on this Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.

Contact Us

  • American Homeowner Preservation
  • 819 S. Wabash Avenue Suite 606
  • Chicago, IL 60605
  • Phone: (800) 555-1055
  • Email: info@ahpinvest.com